BANKS FOR THE POOR

Many say that poor people can not be trusted. But is not the case made by Muhammad Yunus. Poor people to do certain pembianaan proved more reliable. The crisis has proved that in Indonenesia conglomerates less reliable.

Muhammad Yunus started in 1976, when he reached into his own pocket for $ 27 was loaned to a group of poor craftsmen in the nearby town of Jobra Bangladesh. To encourage other poor groups, the economics professor is willing to act as guarantor to the Bank of Conventional, says Jeffrey Gangemi writes in Business Week Online. Professor Muhammad Yunus tried to meet with bank managers in the Chittagong University campus and recommend to lend money to poor groups. "What you mad? That's impossible. How could we lend money to people poor? They are not eligible to receive credit "the bank manager said. "At least try., Who knows .. anyway just a bit of money involved." Persuaded Muhammad Yunus. "I will not. Our rules do not permit it. They can not guarantee and does not deserve such a small amount given as loan. Try to find officials who are more competent than I am "said the manager. Then Muhammad Yunus after several days of running around to get the bank officials who may be invited to work together to give credit to the group of poor people and eventually bring results on the condition of Muhammad Yunus as a guarantor. Bank officials said the "poor people who receive it will not return the money." "I'll try" said Jonah. It turned out that groups of poor people can be trusted and return the money to Muhammad Yunus, and then he met bank manager who is in college to ensure that the poorest groups can be trusted. The bank manager said: "Ah do not be gullible. They are fool you. Try it, they will soon take more money and would never give it back to you. " Muhammad Yunus lent money turned out to bigger and better and return it to the bank manager told them. The bank manager commented "Well, perhaps you could do this in one village, but if you do these two villages will not work." Then Jonah made to two villages and was also running well. While depositing the money and report to the Manager of the Bank, the bank manager again commented that this will not work for five villages. And Yunus proved that for five desapun also running.

Muhammad Yunus finally showed up the mind to establish the Bank for the poor and October 2, 1983 that he stood Bank aspire, namely the Grameen Bank. Bank for poor people have now lent $ 5.1 billion to 5.3 million poor people. May we terketuk liver to become Indonesia's Muhammad Yunus other beloved.