Instruct WITH OUR GOOD AND true

Position is a mandate that must be accounted for, both in this world and the Hereafter. Nevertheless, today many positions up for grabs in every way. When I heard the rumor that the Caliph Sulaiman called penggatinya candidate is Omar bin Abdul Aziz, the Minister Umar came to trust the Caliph Sulaiman called Raja 'ibn Haiwah. Umar asked to convey to the Caliph, that he did not like it and when the Caliph did not mention his name, so that the King 'do not remind her name to the Caliph. He now is engrossed in building itself to be a godly man, he was diligent worship, coming in close to God. He wanted to talk more with God than talking to human beings. He did not want to be bothered with the bustle-bustle world of mortals. King 'answer: "Do you think that your name will be listed as a substitute for the family of Abdul Malik?. I do not think that you will be prejudiced like that. " In answer to the King 'the heart' Umar bin Abdul Aziz to be relieved.

Humble Schools

one cause of the collapse of the company caused its executive arrogance, among other things, the oil company Enron, Polaroid company and the company Webvan. As a result, Americans no longer believe in the big companies to a new level.

America's New Economic and promising a new era of unlimited prosperity. But it all turned out''groundless,''Mark Ingebretsen writes in his book Why Companies Fail.

Arrogance led to a dominating leader or even boast a lower-megahan or decrease the morale of others and their motivations. Love of self or attitude of excessive self-praise like that, make someone very lonely. This attitude is also a major contributing factor in the formation of fanaticism.

Zealots, mistakenly believing that they have special access to truth. In business, as well as in politics and religion, this attitude can lead to dogma, narrow vision and often disaster and hinder the emergence of strategic thinking that's good.

CORPORATE LONG-old

Corporate Social Responsibility (CSR) is a concept that balances the company in profit with social and environmental aspects. "Modern Company is a company that should transform themselves into social institutions" said Berle and Means in his book The Modern Corporation and Private Property. Rachel Carson in her book Silent Spring states that pesticides can be lethal environment and life, then the company must be aware of the environment, because of damage to the environment will bring destruction together. Beyond the Bottom Line Books, writings Courtney C. Brown emphasized the social responsibility for the company in addition to seeking profits and pay attention to the environment.

In 2004, the company that has been named No. 1 for this CSR is Fannie Mae. These companies buy mortgages from local lenders and make the package to be sold as securities. In 2003, more than $ 240 billion in home mortgages are funded, which cater for 1.6 million minority first time home purchase. This priority was increased 60% annually. Even $ 10 million from Fannie Mae in cooperation with Islamic financial institutions to open housing in Southern California for the Muslims. Payment system uses a system of sharia.

BANKS FOR THE POOR

Many say that poor people can not be trusted. But is not the case made by Muhammad Yunus. Poor people to do certain pembianaan proved more reliable. The crisis has proved that in Indonenesia conglomerates less reliable.

Muhammad Yunus started in 1976, when he reached into his own pocket for $ 27 was loaned to a group of poor craftsmen in the nearby town of Jobra Bangladesh. To encourage other poor groups, the economics professor is willing to act as guarantor to the Bank of Conventional, says Jeffrey Gangemi writes in Business Week Online. Professor Muhammad Yunus tried to meet with bank managers in the Chittagong University campus and recommend to lend money to poor groups. "What you mad? That's impossible. How could we lend money to people poor? They are not eligible to receive credit "the bank manager said. "At least try., Who knows .. anyway just a bit of money involved." Persuaded Muhammad Yunus. "I will not. Our rules do not permit it. They can not guarantee and does not deserve such a small amount given as loan. Try to find officials who are more competent than I am "said the manager. Then Muhammad Yunus after several days of running around to get the bank officials who may be invited to work together to give credit to the group of poor people and eventually bring results on the condition of Muhammad Yunus as a guarantor. Bank officials said the "poor people who receive it will not return the money." "I'll try" said Jonah. It turned out that groups of poor people can be trusted and return the money to Muhammad Yunus, and then he met bank manager who is in college to ensure that the poorest groups can be trusted. The bank manager said: "Ah do not be gullible. They are fool you. Try it, they will soon take more money and would never give it back to you. " Muhammad Yunus lent money turned out to bigger and better and return it to the bank manager told them. The bank manager commented "Well, perhaps you could do this in one village, but if you do these two villages will not work." Then Jonah made to two villages and was also running well. While depositing the money and report to the Manager of the Bank, the bank manager again commented that this will not work for five villages. And Yunus proved that for five desapun also running.

SECRET OF SUCCESS Supreme Leader

By Gay Hendricks and Kate Ludeman in his book, The Corporate Mystic, successful leaders always receive feedback or criticism is honest. Although the criticism was scathing, coarse and degrading. Leaders must accept it and if need be thanked. Secrets of successful leadership is communication. The most difficult thing many people felt in communicating, in addition to active listening is to get and give honest feedback. In case this is something that is most valuable. More than that the great leader, not only receive feedback that does not wear, but also the death of the feedback is used as a remarkable impact. Because what is done, must be accountable to God as the responsibility of a leader.

Diriwayat by Ibn Al-Abbas RA: behold, the day after the near death of the Prophet SAW, commanded Bilal to call to prayer / call Muslims to prayer, then he and the congregation gathered azanlah both the Ansar Islam and the Prophet Mosque Muhajirin, and he prayed two rekaat with them, then he climbed the pulpit. After the puja and offer praise to God, then he said: "O Muslims, indeed I am a prophet to you, and pengajak advisor to the path of Allah with his permission, and indeed I am a brother like siblings and one father of a pity. So who's ever hurt me, greet before the Day of Resurrection. "

STRENGTH WITH EXTRAORDINARY LEADER

"The secret of life is to give" Anthony Robbins in his book Unlimited Power. Most people only think about how to become effective leaders. Sometimes, more important, namely the process of becoming an effective leader is passed. Just think about how to get rather than thinking how to give. One of his high peruguruan leader said to me "Pak Yanto's men invited me to work hard so hard. Just lazy. " But when I asked his men, why they do not want the hard work they replied "You never pay attention to our leaders." Leader and his men are equally trying to get is not given.

Deplorable CHANGING WITH A TRUE SUCCESS

Unfortunate fall like a body full of dirt. Rise again and sweep the dust from our bodies are full of dirt and start from scratch again we have to do. But the wisdom of such a conflict with the existing culture at the company today. Not allowed to make mistakes, does not exceed the agreed budget is tight and should not be less than achieving defined targets. If the target is not met then no bonus. Currently there are no companies that provide bonuses to the error. Because of the company, the work ethic that I have is if you make a mistake, you will get penalties. This is one of the main reasons for the spread of the atmosphere of fear that dominates the corporate culture, wrote the Zohar and Marshall in Spiritual Capital.

Deeper again, taking advantage of the misfortunes demanding recognition of a tragic fact that not all problems have solutions, not all differences can be reconciled, even so, we must be able tp walk maju.Pengakuan this kind provide a deep wisdom and maturity, a feeling that my had made peace with life, or at least feeling that I have contributed a great resistance to life. In turn, faced with tragedy or failure of light will help to build a fundamental belief in life and therefore help improve the ability to live with uncertainty.

Be the First

JACK Trout in his book Trout On Strategy, one of the core of the strategy is to be different. Be first, attribute mastery, leadership, weapons, how products are made, and events. If not, then a low price.
Michael Dell decided to sell PCs in a different way, namely to become the first to sell PCs directly to consumers and assemble orders. Michael Dell does not sell PCs to the distributor. Now, everyone in this industry is trying to imitate Dell's strategy, but it was too late. "When there's only you and your customers, you actually have started a relationship with customers" said Michael Dell.

The loan capital of-laws

When I give a seminar someone asks about future wife suitable to his side, to become businessmen, because his family is not supportive to become entrepreneurs. His parents wished him to become civil servants. "If you're desperate to be an entrepreneur, you will not provide capital to you," says father. But the participants of the seminar will insist to want to become entrepreneurs.
So I suggested "Seek sholihah wife, beautiful, ananya rich, single and his parents would have died. So after death can Andan heritage as a capital. " All the seminar participants laughing with my answers to them. I would say that the law is one alternative that can be used to start a business without cash.

Capital is priceless

STARTING a business without money is far wider than simply a technique, a mathematical formula, a way of doing business, or even the targets we want to achieve
Many questions to me, personalities such as whether you need to start a business without money? Or what kind of management is needed? Sometimes even the most ignorant people in our schools, the most successful in the business world, while your friends are the smartest in the class just became one of the staff at the company with the book as a handle. So get rid of books that hooked up with an IQ of management, perhaps it is just crap.

Jewelry capital WIFE

Jewelry is an object that is used as a garnish. Our wives wear jewelry that can be a necklace, ring or earrings. Jewelry is usually made of gold material. Wife obtained from dowry jewelry (gold wedding) when married parents or of giving or gift from the husband dear. Jewelry is modalm that can be used to start a business.
Pilgrims Ate Tohi from Garut Sukagerang Village started its business from the capital of necklaces, bracelets and earrings belonging to his wife. "I seduce my wife to give up a necklace, bracelet and earrings for the capital. My real shame to reveal, because the jewelry my wife gave to me, not sold to the capital "Ate Tohi said. Although in-law as the skin is considerably rich businessman but he was ashamed to ask for capital from the law. With the capital he started his jewelry business in the field of leather, it gets encouragement from friends and family by accident. Ate Tohi since his youth has to understand the subtleties of skin from her sister as a tanner.

PROPOSAL capital

The proposal is a plan of work done in written form well-structured and clear. We have been accustomed to make the proposal while a student at high school or college students. The proposal we bring everywhere to get the sponsors of the event we have made as stipulated in the proposal. Starting from the proposal sporting events, arts degree to good seminars locally, nationally and internationally. I use a proposal to capture 15 years ago in the form of Information Technology projects in one of the leading institutions in this country. When I get a contract worth USD. 28 million. My first contract that I consider great and forced me to make a company engaged in the field of Information Technology. From the company has developed into educational institutions and the sale of hardware and software. I do it starting from the proposal.

Capital SKILLS

Expertise you have is adequate capital. If you do have any skills then you can start your business by becoming a consultant. Consultant is an expert in a field that gives instructions or advice to people who request it. You can become consultants from various fields of science you have, start from the field of parks, design, business, management, computers and so forth. Suppose you were in the field of settlement of the park. The work you do is provide a complete garden design with plants that you recommend and garden decorative ornaments then you might fill the other with a list of suppliers where all objects that can be obtained. Memndapatkan your benefits from your design services.
You can also not only that, but also as supervisor of the work, the contractor conduct an election, but all transactions occur between an employer with the suppliers directly. Currently the new best sellers are adorned with decorative arrangement of plants in the events of the bride.

Capital GIFTS

Gifts are usually given a value can not be replaced by kekedar money. Gifts can also mean percent or gift. Various prizes, ranging from the Nobel prize, gift sports, a parting gift, new year gifts, birthday gifts, new year gifts, contest prizes, gifts Lebaran, gifts, entertainment and various other prizes. You can start a business from the prize.
I Ketut Kasih of Bali, starting a business from a parting gift to his friend from Australia. Pants as gifts from foreign colleagues after returning to her native country, that's what I Ketut Kasih start his business. Celena surf inspire beginning his business, though he still hesitated. He ironed his pants, then trace them into the newspaper. With pieces of old cloth, Ketut for help school for stitches and made surf shorts like pieces of old newspapers tracing surf shorts. "Good underwear can be worn surfing jiplakannya. Means I have two surf shorts. Temanpun friend then asked a similar pair made. It felt so proud "she recalled her past. Since 1989, he was a licensee of all clothing and accessory products for the surfing brand Quicksilver, which is originally from Melbourne, Australia. The brand produced since 1969 for the Indonesian market and some neighboring countries. Besides, he also became the owner of a local garment company branded King Kong. At the age of 17 years, he has been able to export 100 pieces of underwear King Kong to Japan. Ketut took surf branded clothing business, because he himself is also a surfer, so he knew and liked the taste of the surfing industry. Accessories from Quicksilver, such as hats, wallets, watches rope and other attributes. The price varies between USD. 35.000, - to Rp. 430,000, - per unit. Quicksilver brand brands aligned with Rip Curl, Stussy, Hot Tuna, Billabong and other famous brands. Currently the company already has a 6 subcontractors and about 150 employees. 

Identification of capital

ID cards or identity cards are cards that must be owned by a resident or citizen who reads the name, number, occupation and address clearly. ID card you can use as capital is adequate. Masfuk, Bachelor of Law from the University of Airlangga started his business with authorized ID card. With a capital of KTP, Masfuk went to Jepara to where Mr. Rohim, owners of small industrial manufacturers monel. Masfuk asked Mr. Rohim give goods monel worth Rp. 350.000, - with a guarantee of their identity card. Apparently Mr. Rohim do not mind the security ID cards are. After saying good-bye Pak Rohim, Masfuk to Surabaya, a city that had he known when I was in college and directly to the Supermarket Sinar, Jalan Jemursari Surabaya, to rent a place. Having no money, he uses the strategy of payment in the rear. Party Supermarket Rays agreed, with a paid two or three days after a trade with the lease USD. 350.000, -. The hard work of prayer Masfuk bring results in three days may be sold USD. 1200000, -. The money from sales is used to pay the rent and pay off debt to the pack Rohim. Business Masfuk bekembang rapidly, so he opened the counter again in Siola, Tunjungan Plaza, Pasar Anom and Ray MayJen.Sungkono. In one month, Masfuk able to sell Rp.3.000.000, - until Rp.4.000.000, -. Not satisfied business in Surabaya, Masfuk with his men to develop the business monelnya to Jakarta. At the beginning, he rented a room cheap hotel with 4 friends to sleep together. Currently, Masfuk already has sales offices in the Supermarket Mampang Prapatan, Cempaka Putih, Cipinang Jaya and Kranji Bekasi. Even has grown to Bandung, Cirebon, Malang, Semarang, Solo and Yogyakarta. In Surabaya, Masfuk now has Eka Silver and Gold Jewelry, in Jalan Kemayoran as Cantor center. He has had the metal industry in the area of 1.2 hectares Wonosari lor Surabaya. Omsetnya has reached Rp. 5.5 billion in 1995. "God set his people who work hard. I am not allowed to be judge, apparently given the opportunity to become entrepreneurs monel. One thing that makes me proud, I am able to give opportunities to younger brothers and sisters I like the message her parents "said Masfuk.

Your friend AS SECURITY

Entrepreneurship When I give seminars at the Pondok Pesantren Krapyak Yogyakarta, my friend Mr. Maryono told neighbors how she started the business. Mr Maryono started business as a seller of foreign books in the medical field. Capital is a friend at the Faculty of Medicine as collateral, so that he can take a book. With the guarantee of his friend, he can sell the book to several agencies and universities related to the field of health sciences or other disciplines. The result is quite good, can be used to finance college.

USING OTHER PEOPLE'S PRODUCTS

You can start a business with the capital using other people's belongings ditiptipkan others to you for sale. When I taught courses in Business Environment Management Master Program STIE ABI Surabaya, I explain about how to seek business opportunities and how to start a business without cash. "I started a business without cash Yanto," said one student. "The way you start it how?" I asked. "First I entrusted my friend of commodities such as iron or steel for the content of the bone if you want to create a building foundation. Because I have trouble selling it at a standard price and I do not know the market, it finally deposit belongs to my friend I was selling at a price lower than market price. I certainly lose, but I got the cash. From the cash I buy another item high enough profits. Proceeds from sale of other goods is what I use to pay the deposit to my friend tebut "replied the student.

OTHER PEOPLE'S MONEY CAPITAL

You have a good business idea, but had no capital, then you can still start a business with the cooperation of capital or capital belonged to someone else. You have a close friend or close relation who believe in you, then you can contact them and convince them to get the support of capital. The advantage of this effort can be divided into two or in accordance with the agreement. The more you involve them, the greater the level of confidence to you, which means also the greater the capital invested in your business together mereka.Untuk pioneered this strategy, you start from the people closest, and most believe in you. After that new to people who are relatively more or less believe in you. Honesty is the most important thing in starting a business with capital cooperation. Openness and fairness must be upheld so that they believe in you. Belief that they give to you, like they save. From a little too long will be a big savings. Likewise, confidence, little by little more confidence in you.

LEARNING FROM Steven Spielberg

In his book, Anthony Robbins Unlimited Power tells the story of Steven Spielberg. At the age of 36 years Steven Spielberg, has become the most successful filmmakers in history. He has been responsible for four of the ten greatest films of all time earned income, including ET, The Extra Terrestrial, film scooped the highest income forever. Why Steven Spielberg can achieve such success at a young age?. This is an extraordinary story and we can learn from them.

Since the age of twelve or thirteen years, Steven Spielberg knew that he wanted to be a filmmaker. His life changed when he tours to Universal studio one afternoon when she was 17 years old. The tour was not until the sound stage, where all the action is done, the Steven Spielberg know the results, taking action. He slipped to watch a real movie-making. He finally met with the editorial department head of Universal, who spoke with him for an hour and express interest in Spielberg films.